A Chapter 13 bankruptcy is a authorized tool that allows debtors to develop and comply with a practical financial debt payment plan. Whenever you file for bankruptcy below either Chapter thirteen or beneath Chapter 7, an order for reduction – an “computerized keep” – goes into effect.

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The court docket will either notify you as soon as the trustee is appointed, or even the trustee will Get hold of you directly.

Regardless of what condition you reside in, filing for bankruptcy is covered by federal law set out in the federal Bankruptcy Code. Normally, individuals file Chapter 7 or Chapter thirteen bankruptcy.

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